Let me help you launch your legacy

I’m here to help you thrive

I’m licensed in several states…

Ready for a preapproval? Click the link below for more information

Have you heard about

Movement Boost?

We’re finishing the year with intentionality… will you join us?

Join Nicki Torres of The Torres Team, powered by Movement Mortgage, for an informative virtual class on down payment assistance (DPA) options, designed to empower real estate professionals and their clients. This session will cover key DPA programs, provide step-by-step guidance for helping clients apply, and offer pro tips to expand your client base through DPA programs.

Don’t miss this opportunity to enhance your knowledge and support your clients on their journey to homeownership.

Date: Wednesday, November 20th, 2024
Time: 11:00 A.M. (via Zoom)

Have you heard the good news?

Are you a city of Fayetteville employee? If so the new Homebuying HERO program can help you achieve your home ownership dreams. Contact us today to learn how you can take advantage of this exciting opportunity!

Let’s debunk credit….

Building Credit

Building credit is the cornerstone of securing a favorable mortgage and achieving your dream of homeownership. We recognize the vital importance of a strong credit history in obtaining competitive loan terms and favorable interest rates.

Whether you're a first-time homebuyer or looking to refinance, cultivating a solid credit profile is key to unlocking access to affordable financing options.

Our dedicated team of experts is here to guide you through the process of building credit responsibly, providing valuable insights, practical tips, and customized strategies tailored to your unique financial situation.

By establishing and maintaining healthy credit habits, you not only pave the way toward securing your ideal mortgage but also lay a solid foundation for long-term financial success.

With our comprehensive resources and unwavering support, we empower you to navigate the complexities of credit management with confidence, helping you achieve your homeownership goals with ease and peace of mind.

Homeownership

Homeownership stands as a paramount aspiration for many individuals and families, embodying security, stability, and a sense of belonging.

We understand the profound significance of owning a home, and we are committed to helping you achieve this milestone with confidence and ease.

As your trusted partner in the journey towards homeownership, we offer tailored mortgage solutions, expert guidance, and unwavering support.

Our goal is not only to facilitate the purchase of a house but to empower you to establish roots, create memories, and build a future within the walls of your own home.

With our comprehensive resources and personalized assistance, we aim to make your dream of homeownership a tangible reality, enriching your life and enhancing your financial well-being along the way.

Overcome your obstacles…

First-time homebuyers

At The Torres Team, we specialize in serving first-time homebuyers with dedication, expertise, and personalized attention every step of the way.

We understand that purchasing your first home is a monumental milestone, filled with excitement and anticipation, as well as uncertainties and questions. That's why our team is committed to providing comprehensive support and guidance tailored specifically to the unique needs and concerns of first-time buyers.

From navigating the intricacies of mortgage options to demystifying the home-buying process, we strive to empower you with the knowledge and confidence necessary to make informed decisions and secure the perfect loan for your new home. With our unwavering commitment to excellence and customer satisfaction, we are honored to be your trusted partner in turning your dream of homeownership into a reality.

Let us help you embark on this exciting journey with confidence and peace of mind, knowing that you have a dedicated ally by your side every step of the way.

Investors

Catering to the diverse needs of real estate investors, we at The Torres Team understand the intricate dynamics of investment property financing.

Whether you're a seasoned investor or just embarking on your journey in real estate, we provide specialized solutions designed to maximize your investment potential.

Our dedicated team of mortgage professionals offers personalized guidance and expert insights to help you confidently navigate the complexities of real estate investing.

From financing multi-unit properties to leveraging creative funding strategies, we are committed to helping you achieve your investment objectives efficiently and profitably.

With our extensive network of lending partners and in-depth industry knowledge, we empower investors to capitalize on market opportunities and build robust, diversified portfolios.

we are more than just a lending institution—we are your trusted partner in real estate investment success.

Ready to start your homeownership buying journey…check me out with Movement Mortgage

Who we serve

  • Investors

    Helping investors build their portfolio with traditional and non-traditional financing.

  • Sellers

    Helping facilitate fast sales, offer financing options, streamline transactions, ensure secure payments, and provide expert guidance.

  • Active Duty & Veterans

    Working with active duty military and veterans to maximize their VA benefits for home ownership.

  • First time Homebuyers

    Assisting first-time homebuyers by offering tailored financing solutions, expert guidance, competitive rates, and personalized support throughout the process.

  • Police Officers and Firefighters

    As a lender, we support hometown heroes like police officers and firefighters in purchasing real estate, offering tailored financing solutions.

  • Teachers

    As a community-based mortgage lender, we help teachers buy homes by offering tailored loans, competitive rates, personalized guidance, and support throughout the homebuying process.

  • Medical Professionals

    We offer tailored financing solutions, flexible terms, and personalized service to help medical professionals achieve homeownership seamlessly.

Ginger Baldwin Williams

We were getting ready to build our forever home and her contact information was given to me. From our initial conversation, I immediately felt at ease as this is a new process for us. She answered all my questions and was very knowledgeable. I highly recommend her for all your mortgage needs.

Shalena Pugh

They are a very responsive and compassionate group of people that enjoy what they do. I am a first-time home buyer with so many questions and they haven’t left any questions unanswered. They are very helpful and knowledgeable! Everyone I have spoken with has been really nice which makes a great experience for a stressful home-buying process!! You guys are AWESOME!!!

Let’s kickstart your journey…

I’ll be with you every step of the way.